What Insurance Companies Don’t Want You To Know
Insurance companies present themselves as being on your side. When something bad happens, they say their policies will mitigate the damage and help you keep your life together. Don’t worry. They’ll help you. So they say.
The unfortunate reality is that insurance companies are in the business of making money, not of helping people. They use a variety of underhanded tactics to protect their bottom line, which our attorneys at The Law Offices of Christian J. Amendt have seen time and again. If you have been injured, protect yourself and your family. Here’s what the insurance company won’t tell you.
They Will Always Undervalue Your Claim
One of the main ways insurance companies stay profitable is by paying as little as possible whenever a claim comes in. The more expensive the claim, the more aggressive their tactics in denying it. Even if they know that a claim is worth more, they will offer a low amount that they say will cover your medical costs. They put a time limit on the offer and hope that you accept this settlement quickly, before you have discovered the true cost of your injuries.
They Will Minimize Your Injuries
Insurance adjusters who are responsible for settling claims actually receive classroom training in which they are told to tell the injured person that their injuries are minor. Even if your injuries are severe, adjusters will try to convince you otherwise. They will tell you that you are just sore, nothing serious, and they can give you money quickly. They have nothing to lose and everything to gain by getting you to act quickly and without your own lawyer.
Do not trust medical advice from insurance adjusters. They are not doctors. They are trying to protect the insurance company’s best interests, not yours. Too often, people who accept these deals find themselves still needing expensive treatment months down the road with no resources to pay for them.
There Are No Do-Overs
Once you accept a settlement from an insurance company, that is the end of your compensation from them. Period. Even if you discover a few months down the line that your injuries are actually far more extensive than you initially thought, you are not allowed to reopen your claim. For this reason, the adjusters will try to get you to make a hasty decision before you have complete information.
Whatever your injury is from — a car or truck accident, slip and fall, animal attack or something else — be sure your doctor has fully explored your condition and recovery before you consider accepting any money from the insurance company.
You only get one settlement from the insurance company. Make it count.
Always Speak With Your Own Attorney First
An insurance company has an army of lawyers and other staff trying to ensure that your settlement is as small as possible. You need an experienced attorney on your side to fight back. Please contact us to set up a no-obligation, free consultation. You can reach us online or else call our office: 909-766-1994.
We serve clients in the Pomona region and throughout Southern California.
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